CLINIC LOAN
Purpose: To buy a finished clinic
Beneficiary Profile
- Lebanese or residents for more than 10 years
- Maximum age not exceeding 64 years by the end of the loan period
Amount of the loan: From USD 20,000 up to USD 200.000
Financing: 60% of the clinic value
Interest Rate: Libor + 6%
Period of the Loan: 6 years
Required Guarantees
- Mortgage on a property
- Life and fire Insurance plus total partial disability
Fees “Upon approval”: File fee of USD 350 payable up-front


EQUIPMENT LOAN
Purpose: To buy medical equipment
Beneficiary Profile
- Lebanese or residents for more than 10 years
- Maximum age not exceeding 64 years by the end of the loan period
Amount of the Loan
- Determined on a case-by-case basis
Interest Rate: Libor + 6%
Period of the Loan: Up to 5 years
Required Guarantees
Interest Rate: Libor + 6%
- Mortgage on a property
- Life and fire insurance plus total partial disability
Financing: Percentage determined on a case-by-case basis
Fees “Upon aporovar”: File fee of USD 75 payable up-front


PERSONAL LOAN
Amount: Between USD 2,000 & USO 20,000, or equivalent
Loan Period: Up to 3 years
Eligibility
- Lebanese citizens practicing the profession of a medical doctor or dentist
- A minimum of two years working experience
- A minimum of a net monthly income
Guarantee Loan: Up to USD 10.000 - no guarantee is required; More than USD 10.000 - on case- by-case basis
Settlement: Equal monthly payments not exceeding 1/3 of the salary
Debit Interest Rate
- 13% RA. on LBP accounts
- 11% PA. on USD accounts
File Fees: Nil


REVOLVING CREDIT CARDS
Our bank offers a free revolving Master Card for the first year. Its upper limit is USD 5,000, without any additional security, with 1.5% monthly debit interest rate. Each month, the Client must settle 5% of the used amount (minimum 50$). If an increase of the limit is required you can refer to your branch.


The bank reserves its right to decline any request.